What is a trademark Pledge Loan?


Release Time:

2022-08-06

Related articles:"Trademarks can also be realized", a trademark received 9 million pledged financing loans!

Intellectual property pledge financing refers to a financing method in which enterprises obtain loans from banks by evaluating the property rights in legally owned patents, trademarks and Copyrights as collateral, aiming to help small and medium-sized enterprises in science and technology to solve the financial shortage caused by the lack of real estate guarantee.

Trademark right pledge loan is a kind of intellectual property pledge financing, and trademark exclusive right pledge loan is an innovative credit variety, which means that enterprises with brand advantages use the trademark exclusive right approved by the State Administration for Industry and Commerce Trademark Office as collateral to obtain loans from banks. A type of loan in which the principal and interest of the loan are repaid at the agreed interest rate and term.

It is a means of enterprise financing. At present, many provinces and cities in China encourage enterprises to use intangible assets accumulated over the years to carry out financing cooperation. Major commercial banks also issue pledged loans to some enterprises with high credibility, which are mainly reflected in the enterprises that have obtained provincial famous trademarks and China well-known trademarks.

Trademark pledge financing can turn trademarks into "real money" through bank loans, which not only solves the financing problem of enterprises, but also helps enterprises to better protect and use intellectual property rights and build corporate brands.

Trademarks are intangible assets of enterprises, and their value is constantly changing with the reputation of enterprises, long-term operation, and market demand. Small trademarks have great value, which is why companies must have a trademark that can highlight their business and brand, because you never know when this small trademark will help the company survive when it is in trouble.

Related articles: "Trademarks can also be realized", a trademark received 9 million pledged financing loans!

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